Lively is the administer our Health Savings Accounts (HSAs) and Dependent Day Care FSAs. To ensure your Lively account is properly linked to Piedmont, use the unique registration link provided in your welcome email. Do not register directly on the Lively website; doing so will create a separate account that cannot be tied back to Piedmont.

A Flexible Spending Account (FSA) saves you money by allowing you to set aside pre-tax dollars from your bi-weekly paycheck to help pay for eligible expenses.

Because you’re eligible for the Piedmont HDHP with HSA, you will not be able to contribute to a Health Care Flexible Spending Account (FSA) due to IRS regulations; you can still contribute to a Dependent Day Care FSA. Although you can’t participate in a Health Care FSA, there are many of the same tax advantages when you participate in an HSA. If enrolled, an HSA with Lively will automatically be opened for you, unless you opt out.

If you are newly eligible for the Piedmont HDHP with HSA and have funds remaining in an existing Health Care FSA, you must spend down your balance before your HSA becomes effective to avoid forfeiting any remaining Health Care FSA dollars.